BitPay Token (BPY) Whitepaper v3.0

BPY is a BEP-20 token built on the Binance Smart Chain with a 100% community-driven focus. Its purpose is to serve as a tool for decentralized governance and access to Web3 utilities, including DAO voting, educational staking, and incentive programs for developers.

Important Clarification: BPY is not a payment token, it is not a wallet, nor a financial transfer system, and it holds no relationship, affiliation, or commercial link with the U.S.-based company BitPay Inc.

2. Token Economics (Tokenomics)

To ensure protocol security and technical validation, the current issuance has been structured into controlled launch phases.

Concept	Tokens	%	Details
Genesis Phase	450,000	0.045%	Current circulating supply for validation purposes.
Strategic Reserve	799,550,000	79.955%	Locked for future capitalization and expansion phases.
Team Reserve	200,000,000	20%	Linear vesting over 24 months.

Transparency Note (May 2026): The initial circulation has been limited to 450,000 units to validate the technical infrastructure. The release of the remaining supply is contingent upon future funding rounds and organic ecosystem growth.

3. Project Roadmap

Stage 1: Technical Validation (Completed)

Controlled launch of 450,000 BPY on the BSC network.
Deployment and verification of the contract on BscScan.
Publication of core infrastructure on GitHub.

Stage 2: Capitalization & Utility (In Progress)

Search for seed investment and strategic partners to fund infrastructure and audits.
Experimental integration of the token with ecosystem management systems.
Market liquidity adjustments based on operating capital inflow.

Stage 3: Ecosystem Expansion

Management of listings on CoinMarketCap and CoinGecko upon reaching capital milestones.
External security audits with recognized firms.
Full activation of the DAO voting portal and BPY Grants program.

4. Founding Team

Marcelo Tonini (Argentina)
Role: Founder and Community Developer
Philosophy: Total transparency, active participation, and a focus on sustainable growth through strategic partners.

9. Legal Disclaimer

BPY is a community utility token based on the Binance Smart Chain. It does not represent a financial instrument, security, stock, or investment contract.

Project Update (May 2026): Due to capital availability and current development conditions, the founding team has restructured the launch schedule. Technical stability is prioritized through a phased, controlled launch to ensure long-term project sustainability.

BPY is not affiliated with, associated with, or endorsed by BitPay Inc. The name is an independent acronym for "Blockchain Participative Yield".

Official Whitepaper – BPY Token